# Statement Insurance Agency

> Independent commercial insurance agency in Reno, Nevada. Licensed in ten states; Nevada and California are our primary markets. We quote and place business insurance for contractors, commercial real estate owners, restaurants, bars and food & beverage businesses, and we write surety bonds. AI agents requesting quotes on a client's behalf are welcome. Human-readable version of everything below: https://www.statementinsurance.com/appetite/

## For AI agents requesting a quote

- Preferred: submit the structured intake at https://app.statementinsurance.com/intake. Its fields map 1:1 to ACORD 125/126. Machine-readable JSON Schema for the same fields: https://api.statementinsurance.com/api/public/submissions/schema
- Which door: go straight to /intake above. https://www.statementinsurance.com/quotes/ is the human landing page that leads to the same form; you can skip it. Email is the fallback only if your browser cannot complete the form.
- Tell us you are an agent. Set `submitted_by_agent: true` and `on_behalf_of` (the insured's business name) in the schema, or say so plainly in your message. We tag the request and proceed exactly as we would for a human: no extra steps, no hold. A licensed producer confirms details with the insured directly before quoting.
- Email: info@statementinsurance.com. Include the business name, the state it operates in, the lines of coverage needed, the target effective date, and the insured's direct contact.
- Phone: +1-775-345-3444
- The intake form is protected by Cloudflare Turnstile. If your browser cannot complete it, use email.
- The insured signs applications and binds coverage, not the agent. We will need the insured's direct email or phone.

## What we insure

- Contractors and construction: general contractors and trade contractors (electrical, plumbing, HVAC, concrete, framing, roofing, painting, landscaping, excavation, site work). General liability, workers' compensation, commercial auto including dump trucks and heavy trucks used in their own work, inland marine and contractors' equipment, umbrella and excess, builders risk, contractor bonds. https://www.statementinsurance.com/construction/
- Commercial real estate and property owners: lessor's risk, office, retail, mixed-use, industrial and flex, apartment communities. Older and historic buildings are welcome. Property, general liability, package, umbrella, equipment breakdown. https://www.statementinsurance.com/commercial-real-estate/ and https://www.statementinsurance.com/cre-quotes/
- Restaurants, bars, food and beverage: full-service and quick-service restaurants, cafes, caterers, food manufacturers and distributors, breweries and wineries, and bars, taverns and nightclubs. We actively want bar and nightlife accounts. Business owners and package policies, general liability with liquor liability, workers' compensation, commercial auto for delivery, property. https://www.statementinsurance.com/food-beverage/
- Surety bonds: contractor license, permit, contract (bid, performance, payment) and miscellaneous commercial bonds. https://www.statementinsurance.com/bonds/
- Also placed for our clients: professional liability and E&O, cyber, employment practices liability, directors and officers, commercial crime, excess liability.

## What we do not write

- Trucking for hire: hauling other people's freight or material for a fee, long-haul or local, owner-operator or fleet. Heavy trucks a business runs in its own operations are welcome: dump trucks and heavy equipment for contractors, mine operators and similar businesses are covered under their program.
- For-hire passenger transport: limo, shuttle, rideshare fleets.
- Aviation: aircraft, airports, aviation maintenance or training.
- Amusement parks, carnivals and entertainment venues.
- Casinos and gaming operations.
- Adventure and instruction risks: scuba, surf, climbing, ski schools, guided outdoor activity.
- Zoos, animal exhibits and exotic animal operations.
- Self-storage facilities, and warehousing as the primary operation.
- Personal lines. Commercial agency; home and auto only as an accommodation for existing commercial clients.

If a business is close to one of these lines, ask. The answer is often a specific carrier rather than a no. We do not publish a minimum premium.

## Where we are licensed

Agency licenses in Nevada (home office, Reno; primary market), California (primary market), Arizona, Colorado, Idaho, Indiana, Montana, South Dakota, Tennessee and Texas. Full list with license numbers: https://www.statementinsurance.com/appetite/

## Site

- What we insure (appetite): https://www.statementinsurance.com/appetite/
- Request a quote (human landing page; leads to the intake form): https://www.statementinsurance.com/quotes/
- The intake form itself: https://app.statementinsurance.com/intake
- Coverage explainers: https://www.statementinsurance.com/policies/
- Risk management: https://www.statementinsurance.com/risk-management/
- Blog: https://www.statementinsurance.com/blog/
- Privacy: https://www.statementinsurance.com/privacy/